Mutual Fund Calculator

Calculate SIP, Lumpsum, SWP returns & plan your financial goals

Compound Returns
Year-wise Growth
Visual Charts
Instant Result

SIP Details

₹500₹10L
₹
1 yr40 yr
1%30%
%
0%25%
Increase SIP yearly — 10% step-up doubles wealth

Lumpsum Details

₹1K₹10Cr
₹
%

SWP Details

₹
₹
%

Goal Planning

₹
%
SIP Returns
Total Value
₹ 23,23,391
at maturity (10 years)
Total Invested
₹ 12,00,000
Estimated Returns
₹ 11,23,391
Absolute Return
93.6%
Monthly SIP
₹ 10,000
Invested: ₹12L
Returns: ₹11.2L

How to Use

1

Choose Mode

SIP — monthly investment
Lumpsum — one-time
SWP — withdrawal
Goal — target-based

2

Enter Details

Investment amount, duration, and expected return rate

3

Add Step-up (SIP)

Yearly increase in SIP — 10% step-up can double your wealth!

4

View Results

See total value, returns, chart, and year-wise breakdown

Mutual Fund Return Reference

High Risk

Equity Funds

Small Cap, Mid Cap, Sectoral

12% - 18% p.a.
Medium Risk

Hybrid Funds

Balanced, Aggressive Hybrid

8% - 12% p.a.
Low Risk

Debt Funds

Liquid, Short Duration, Corporate Bond

5% - 8% p.a.
Very Low

Index Funds

Nifty 50, Sensex Index

10% - 13% p.a.

Disclaimer: These are historical averages, not guaranteed returns. Mutual fund investments are subject to market risks. Past performance does not guarantee future results. Please read all scheme-related documents carefully before investing.

About This Tool

Free mutual fund calculator for SIP (Systematic Investment Plan), Lumpsum, SWP (Systematic Withdrawal Plan), and goal-based investing. Calculate estimated returns, view year-wise growth, and plan your financial goals. Uses compound interest formula with optional annual step-up. 100% browser-based — no signup required.

SIP calculator Lumpsum calculator SWP calculator Goal planning Year-wise chart 100% free