Loan Calculator
Calculate EMI, total interest & get full amortization schedule
Loan Type
Loan Amount
Interest Rate
Loan Tenure
How to Use This Calculator
Choose Loan Type
Select from Home, Car, Personal, Education, Business or Gold — each has typical rates pre-filled.
Enter Loan Amount
Use the slider or type directly. Range: ₹50,000 – ₹5 Crore.
Set Interest Rate
Enter annual interest rate. Use slider or type (1% – 30%).
Choose Tenure
Select from 1 month – 30 years. Shorter = higher EMI, less total interest.
About This Tool
Free online loan calculator. Calculate monthly EMI (Equated Monthly Installment), total interest payable, and total payment for any loan. View complete amortization schedule month-by-month. Supports Home Loan, Car Loan, Personal Loan, Education Loan, Business Loan, and Gold Loan. The formula used is the standard reducing balance EMI formula used by all banks in India. 100% browser-based — no signup required.