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Best PAN API Solution For Easy Banking Transactions

If you are looking for a business in the fintech industry, you must be aware of pan api solution. And when it comes to pan you should know about the best pan service provider company which provides security and availability of all basic banking services through its API.

White Label Portal to Help You Move Forward Faster

One of our products is the white label portal that has all the necessary licenses and regulatory certifications across India. Today’s world is a world of technology that is growing vastly and occupying its feet in each and every sector. So, why not the financial sector? Thus, E-Kendrs a financial institute brought before you a variety of financial products and services to take you to the upgrading digitally centric world.

Looking for Best Fintech Service Provider for AePS Business ?

Do you want to know the best Fintech service provider in India? This space can be crowded and technology can be misinterpreted and complicated. As there are many apps and websites pertaining to Fintech solutions. Thus, this is the right place for you.

UTI Pan Card API

Latest updates 3 master plans of UTI APIs

Table of Contents

Pro

  • Token ₹93.50
  • Automatic token approval
  • Automatic PSA approval
  • Wallet by UPI gateway
  • Wallet load by Paytm gateway
  • 24/7 billings
  • 24/7 token
  • 99.9% successful rate

Normal

  • Token ₹94.00
  • Automatic token approval
  • Automatic PSA approval
  • Wallet by UPI gateway
  • Wallet load by Paytm gateway
  • 24/7 billings
  • 24/7 token
  • 99.9% successful rate

General

  • Token ₹95.00
  • Automatic token approval
  • Automatic PSA approval
  • Wallet by UPI gateway
  • Wallet load by Paytm gateway
  • 24/7 billings
  • 24/7 token
  • 99.9% successful rate
Bbps Api

Pay your Electricity, Gas, Water, Broadband, Landline, Postpaid Bills with BBPS API.

BBPS Bill Payments

Bharat Bill Payment System (BBPS) is a unified bill payment system for India. The BBPS intends to offer an interoperable and accessible bill payment services to customers through a network of agents, enabling multiple payment modes, and providing instant confirmation of payment. Bharat Bill Payments System is an integrated online platform under the umbrella of National Payments Corporation of India (NPCI) for all kinds of bill payments. This interoperable service will work through a network of agents and online modes to enable payment of bills via multiple payment modes along with instant generation of receipts of payments. To start with, the scope of BBPS will cover the bills of utility service companies. Other billers will be brought under BBPS in course of time, as and when decided by RBI.

Benefits Of Our BBPS

  • Due to an increase in bill payments of different bill categories, BBPS API increases revenue opportunities for the agent.
  • IT’s an efficient and convenient medium for paying bills online for agents and customers.
  • Earn high commission with lesser investment and increase leads.
  • BBPS API has active fraud detection and risk monitoring system
  • Give instant confirmation of the payment via a confirmation message and receipt both.
  • The agents can use BBPS API from anywhere at any time to pay bills.
  • Provide 24X7 supports by the team of experienced and qualified API experts.

How It Works?

is one of the biggest platforms in India’s bill payment market to pay bills online.

BBPS is a government authorized bill payment system managed by the National Payment Corporation of India that allows paying all the bills like gas, telecom, DTH, postpaid, landline, water, electricity, etc. Now easily integrate the BBPS best commission API into your existing bill payment portal or website with API a leading BBPS API provider.

Being the best API provider, API provides the safe and secured API services to our clients that ensure the secured payment gateway. Our team of experts is available 24X7 for your support in case of any issue or queries.

BBPS API platform is one of the great ways to generate more revenue for business correspondents or agents. It is a valuable addition that attracts more customers to your website. An interface page allows you to place your bill payment for various operators under one platform.

Payout Api

Make instant payouts with Ekendra, Disburse payouts seamlessly with an online bank account built for your business.

Simplifying payouts for 20,00,000+ businesses

No matter what your line of business is, Open can simplify the way you make instant payouts by integrating APIs & automating payments like never before!


Pan Api

Customer onboarding & verification made easy

Real-time onboarding and verification of users is as easy as it gets with out PAN Verification API. Just integrate the API and get going.

Ekendra’s Trust

We use the same APIs here at Ekendra! Every API call is secured with one-time-use tokens generated using asymmetric cryptography. Our open-source libraries make it extremely easy & error-proof.

Seamless Integration

PAN API is well-documented and easy to understand. Integrating is as easy as it can get. We provide 24×7 manual integration support just in case, leaving no stone unturned to make the integration process seamless.

Simple Documentation

The documentation for our APIs is comprehensive and comprehensible! We constantly update it to explain the minutest detail. Whether you use Python, Java, PHP, or C#, we have you covered!

How to integrate PAN API

  • Sign Up In Ekendra
  • Submit necessary documents
  • Integrate PAN API
  • Start onboarding Retailers
Bharat Interface for Money (BHIM)

Bharat Interface for Money (BHIM) is an app that lets you make simple, easy and quick payment transactions using Unified Payments Interface (UPI). You can make instant bank-to-bank payments and Pay and collect money using just Mobile number or Virtual Payment Address (UPI ID).

The following are the features of BHIM:
  • Send Money: Send money by entering Virtual Payment Address (UPI ID), Account number and QR Scan.
  • Request Money: Collect money by entering Virtual Payment Address (UPI ID). Additionally through BHIM App, one can also transfer money using Mobile No. (Mobile No should be registered with BHIM or *99# and account should be linked).
  • Scan & Pay: Pay by scanning the QR code through Scan & Pay or generate your to let others make easy payments to you.
  • Transactions: Check your transaction history and also pending UPI collect requests (if any) You can raise complaint for the declined transactions by clicking on report issue in transactions.
  • Profile: You can view the static QR code and Payment addresses linked to your account. You can also share the QR code through various messenger applications like WhatsApp, Email etc. available on phone and can also download the QR code.
  • Bank Account: Switch between multiple bank accounts linked with your BHIM App. You can set/change your UPI PIN or check your balance.
  • Language: Currently BHIM is available in 20 languages, i.e., Hindi, English, Tamil, Telugu, Malayalam, Bengali, Odia, Kannada, Gujarati, Marathi, Assamese, Bengali, Bhojpuri, Haryanvi, Marwari, Konkani, Manipuri, Khasi, Mizo and Urdu.
  • Block User: Block/Spam users who are sending you collect requests from illicit sources.
  • Privacy: Allow a user to disable and enable mobilenumber@upi in the profile if a secondary UPI ID is created (QR for the disabled UPI ID is also disabled).
  • Scan: Scan any QR code sticker that has the UPI and BHARAT QR logos on it with the BHIM app. You can also generate your QR code to make it easier for others to pay you.
  • IPO using BHIM: Apply for any IPO by entering your BHIM UPI ID on the IPO application, and then proceed by approving on the BHIM app.
  • Bill Payments on BHIM: The BHIM app supports in-app utility bill payments to help users pay bills on the go with the help of BHIM BillPay.
  • UPI AUTOPAY: You can now enable recurring e-mandates using any UPI enabled app for recurring payments such as mobile bills, electricity bills, EMI payments, entertainment/OTT subscriptions, insurance, mutual funds among others.
Unified Payments Interface (UPI)

Unified Payments Interface (UPI) is a system that powers multiple bank accounts into a single mobile application (of any participating bank), merging several banking features, seamless fund routing & merchant payments into one hood. It also caters to the “Peer to Peer” collect request which can be scheduled and paid as per requirement and convenience.

With the above context in mind, NPCI conducted a pilot launch with 21 member banks. The pilot launch was on 11th April 2016 by Dr. Raghuram G Rajan, Governor, RBI at Mumbai. Banks have started to upload their UPI enabled Apps on Google Play store from 25th August, 2016 onwards.

How is it unique?
  • Immediate money transfer through mobile device round the clock 24*7 and 365 days.
  • Single mobile application for accessing different bank accounts.
  • Single Click 2 Factor Authentication – Aligned with the Regulatory guidelines, yet provides for a very strong feature of seamless single click payment.
  • Virtual address of the customer for Pull & Push provides for incremental security with the customer not required to enter the details such as Card no, Account number; IFSC etc.
  • QR Code
  • Best answer to Cash on Delivery hassle, running to an ATM or rendering exact amount.
  • Merchant Payment with Single Application or In-App Payments.
  • Utility Bill Payments, Over the Counter Payments, QR Code (Scan and Pay) based payments.
  • Donations, Collections, Disbursements Scalable.
  • Raising Complaint from Mobile App directly.
Participants in UPI
  • Payer PSP
  • Payee PSP
  • Remitter Bank
  • Beneficiary Bank
  • NPCI
  • Bank Account holders
  • Merchants
Fine for not linking PAN Card-Aadhaar Card

Have PAN Card, Aadhaar? You will have to pay Rs 1000 fine for not doing this before April 1

Fine for not linking PAN Card-Aadhaar Card: Not linking PAN and Aadhaar by March 31, 2022 may cost you Rs 1000 as penalty, according to the Income Tax rules.

Fine for not linking PAN Card-Aadhaar Card: Not linking PAN and Aadhaar by March 31, 2022 may cost you Rs 1000 as penalty, according to the Income Tax rules.

According to Section 234H of the Income Tax Act, 1961, a penalty of Rs 1000 needs to be paid as late fee if a person fails to intimate his/her Aadhaar to the Income Tax Department. The last date for linking PAN and Aadhaar is March 31, 2022

Section 234H was introduced by Finance Act 2021 and made effective from April 1, 2021. Section 139AA of Income Tax Act makes it mandatory for individuals to link their PAN and Aadhaar numbers.

Meanwhile, responding to a query today on whether the Government proposes any penalty for not linking PAN Card with Aadhaar, Minister of State for Finance Pankaj Chaudhary said in a written reply: “Finance Act, 2021 inserted a new section 234H in the Income-tax Act, 1961 to complete the process of PAN-Aadhar linking. This section provides that where a person who is required to intimate his Aadhaar under subsection (2) of section 139AA and fails to do so on or before a prescribed date, he shall be liable to pay a fee not exceeding a sum of one thousand rupees as may be prescribed, at the time of making intimation under sub-section (2) of section 139AA after the said date.”

“31st March, 2022 is the last date for intimating Aadhaar as notified vide notification dated 17.09.2021,” he added.

The Government has extended the last date of linking PAN Card and Aadhaar a number of times in past. However, the due date may not be extended.

If PAN is not linked with Aadhaar by March 31 then if will become inoperative. PAN is required for filing Income Tax Returns and for various other purposes.

PAN-Aadhaar linking can be done easily online (read how to link PAN and Aadhaar here).