BBPS API (Bank-led Bill Payment System API) is a centralized bill payment system in India that enables users to pay various types of bills through a unified platform. BBPS API provides a convenient, secure, and efficient way for users to pay bills such as electricity, water, gas, and others, using multiple payment modes such as credit/debit card, net banking, UPI, and more.
The BBPS API allows developers to integrate bill payment functionality into their own platforms, enabling users to pay bills without having to leave the platform. The API provides a standard set of protocols and interfaces for developers to use, making it easier for them to connect to multiple billers and payment gateways. The API also ensures data privacy and security, as well as reliability and scalability.
To use the BBPS API, developers need to register with a BBPS API provider and obtain API keys, which are used to make API calls to the BBPS API server. The API server processes the API request and returns the response, which the developer can use to display the bill payment status to the user.
The BBPS biller list is maintained and updated by the National Payments Corporation of India (NPCI), which is the governing body for the BBPS platform in India. The list includes billers from various states across India and is constantly growing, as more billers are added to the platform.
Users can check the BBPS biller list by visiting the NPCI website or by contacting their bank, which is a participant in the BBPS platform. To pay a bill through BBPS, the user needs to select the biller from the list and enter the required details, such as the bill number and amount. The user can then choose a payment mode and make the payment through the BBPS platform.