AEPS (Aadhaar Enabled Payment System) API allows businesses to offer banking services like cash withdrawal, balance inquiry, and fund transfers using Aadhaar authentication. It is widely used by fintech companies, micro ATMs, and banking correspondents to facilitate financial transactions in rural and semi-urban areas.

Key Features of AEPS API:

  1. Cash Withdrawal – Withdraw money using Aadhaar authentication.
  2. Balance Inquiry – Check the available bank balance linked to an Aadhaar number.
  3. Mini Statement – Fetch the latest transactions on the linked bank account.
  4. Fund Transfer – Transfer funds between Aadhaar-linked accounts (AEPS-to-AEPS).
  5. Micro ATM Integration – Works with biometric devices for authentication.

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